Dallas Fraud Case Dismissed
Mr. Lowe’s client was a Dallas School Teacher that lost her job because she was charged with State Jail Felony Fraud. The client was accussed of defrauding the Texas Health and Human…
Dallas Bank Fraud Lawyer
» Print This PageFacing Bank Fraud Charges in Dallas? You Could Be Looking at 30 Years in Federal Prison and a $1 Million Fine
A bank fraud accusation can dismantle everything you have built.
Bank fraud charges carry up to 30 years in prison and fines reaching $1,000,000 under 18 U.S.C. Section 1344.
These cases are prosecuted aggressively at the federal level because most banks carry FDIC insurance, giving federal prosecutors jurisdiction over nearly every bank fraud case in Dallas, Texas.
Prosecutors only need to show that you knowingly participated in a scheme to defraud a banking institution or used false statements to obtain money from a financial institution.
Even an exaggeration on a loan application can result in federal charges that threaten your freedom, your career, and your family.
Without aggressive representation from an experienced criminal defense attorney, you risk losing everything.
How Michael Lowe Can Help You Fight Bank Fraud Charges
Bank fraud defense demands a lawyer who understands federal court procedures and has the trial experience to challenge the government’s evidence at every stage.
Michael Lowe provides strategic defense for clients accused of committing bank fraud in Dallas and throughout Texas.
Check Fraud Defense
Check fraud involves allegations of forging, altering, or counterfeiting checks to unlawfully obtain funds from a bank account.
Michael Lowe challenges the chain of custody and authenticity of each document prosecutors rely on to build their case.
Credit Card Fraud Defense
Credit card fraud charges arise from allegations of using stolen card information, applying for credit under fraudulent pretenses, or making unauthorized purchases through a financial institution.
Michael Lowe investigates whether prosecutors can prove you had the intent to defraud beyond a reasonable doubt.
Loan Application Fraud Defense
Providing false information on a loan application is one of the most commonly prosecuted forms of bank fraud.
Michael Lowe determines whether what prosecutors call fraud was actually an innocent error rather than an intentional act to defraud.
Wire Transfer Fraud Defense
Wire fraud that impacts a banking institution can be charged as bank fraud at the federal level, carrying penalties of up to 30 years.
Michael Lowe challenges whether the government can prove the required connection to a federally insured financial institution and whether the alleged scheme meets the legal definition of fraud.
Identity Theft and Account Fraud Defense
When someone is accused of using another person’s identifying information to access a bank account or obtain money through deceptive means, penalties escalate quickly under both federal and Texas state law.
Michael Lowe evaluates whether the digital evidence actually proves identity theft or whether you have been wrongly identified.
Embezzlement Defense
Embezzlement charges involving a financial institution occur when someone is accused of misappropriating funds entrusted to them by a bank or its customers.
Michael Lowe examines the financial records to identify weaknesses in the prosecution’s case and challenge assumptions about intent and knowledge.
Mortgage Fraud and Federal Conspiracy Charges
Mortgage fraud and conspiracy charges are frequently added alongside bank fraud allegations in federal court.
Michael Lowe investigates whether third parties were responsible for misrepresentations and challenges the government’s claim that you knowingly participated in a scheme to commit fraud.
A Former Dallas County Prosecutor Who Knows How the Government Builds Fraud Cases Against You
Michael Lowe spent years as a Dallas County prosecutor handling more than 150 jury trials before establishing his criminal defense practice in 2003.
For you, that means he already knows the strategies prosecutors use to build bank fraud cases and the weaknesses most defense attorneys miss.
His Board Certification in Criminal Law by the Texas Board of Legal Specialization since 2007 signals to prosecutors that every financial record and witness statement will be challenged by an attorney who operates at the highest level of criminal defense practice.
Michael Lowe focuses his practice on serious criminal defense, including federal charges, and brings the courtroom skill that bank fraud cases demand. Mr. Lowe’s client was investigated by and eventually arrested for Marriage Fraud by the U.S. Department of Homeland Security, Immigration and Customs Enforcement (DHS-ICE). Mr. Lowe’s client was specifically indicted for Conspiracy… Dallas Theft $1,500 to $20,000 State Jail Felony Case Dismissed. Mr. Lowe’s client was charged with stealing approximately $10,000 of Texas unemployment benefits. Mr. Lowe was able to get the Felony dismissed…
Case Results
Probation Northern District of Texas Federal Marriage Fraud
Dallas County Felony Theft Dismissed
Your Freedom Is at Stake. Get the Defense You Need Today
The penalties are real: up to 30 years in federal prison, fines reaching $1,000,000, and a criminal record that can destroy your career and professional licenses.
Michael Lowe offers a free consultation to evaluate your bank fraud case and explain your defense options.
Call (214) 526-1900 now to speak with a Dallas bank fraud lawyer who has the trial experience and criminal defense skill your case demands.
Frequently Asked Questions About Bank Fraud in Dallas
What is bank fraud under federal law?
Bank fraud refers to any scheme to defraud a financial institution or to obtain money from a bank through false or fraudulent pretenses under 18 U.S.C. Section 1344. It applies to any federally insured banking institution, which includes virtually every major bank in Dallas, Texas.
What are the penalties for a bank fraud conviction?
A federal bank fraud conviction carries up to 30 years in prison and fines of up to $1,000,000 per count. The actual sentence depends on the amount of money involved, your criminal record, and your role in the alleged scheme.
What is the statute of limitations for bank fraud?
Federal bank fraud has a 10-year statute of limitations, double the standard five-year period for most federal crimes. A loan application from a decade ago can still form the basis of federal charges.
Can bank fraud be charged at both the state and federal level?
Yes. Bank fraud can be prosecuted under federal law and Texas state statutes covering forgery, credit card abuse, and identity theft under Chapter 32 of the Texas Penal Code. Most bank fraud cases in Dallas are prosecuted at the federal level with harsher penalties.
What should I do if federal agents contact me about bank fraud?
Do not make any statements to federal agents without an attorney present. Contact an experienced Dallas bank fraud lawyer immediately to protect your rights before charges are formally filed.
Can a bank fraud conviction affect my professional licenses?
A conviction creates a permanent criminal record that can result in the loss of professional licenses in finance, banking, real estate, and other fields. The consequences of a fraud conviction extend far beyond prison time and fines.
How much does it cost to hire a bank fraud defense attorney?
Legal fees vary depending on case complexity and whether the case goes to trial. Michael Lowe offers free initial consultations to evaluate your situation and discuss defense options.
Can bank fraud charges be dismissed?
Yes. Charges can be dismissed if the defense demonstrates insufficient evidence, lack of intent, or violations of constitutional rights. An experienced fraud attorney can identify weaknesses early and work toward the best possible outcome.
